Explore a diverse range of commercial mortgage solutions tailored to suit your needs. Our commitment is to diligently search the entire UK market to secure the most favorable deal on your behalf. With no upfront fees, we initiate a fully managed service and request your engagement as a serious purchaser.

Contact us at 01293972071 or submit an inquiry for a swift decision in principle, often on the same day. Our commercial mortgage offerings cater to both owner-occupiers and investors, encompassing various property types such as offices, warehouses, residential and commercial properties for development, care facilities, buy-to-let, retail spaces, pubs, hotels, farms, leisure facilities, and more.

Who qualifies for a commercial mortgage? We specialize in assisting existing business owners and aspiring entrepreneurs. Past credit issues may not pose a barrier, as certain lenders consider the property’s value and your ability to repay based on business income or rental yield, without always requiring audited accounts or a lengthy trading history.

In terms of borrowing capacity, we can arrange commercial mortgages up to 80% of the property’s ‘bricks and mortar’ value or 75% of the business purchase price, including goodwill. Strategic partnerships enable us, in certain cases, to secure 100% funding with additional freehold security. Special deals are available for sitting tenants seeking up to 95% funding for property or business acquisitions.

Interest rates, typically starting at 2.5% above the bank base rate, depend on factors like loan amount, term, and credit history. With access to highly competitive rates, we guarantee to source the best possible commercial mortgage deal for you.

Why opt for a commercial mortgage broker? Given the specialized nature of commercial mortgages, many lenders prefer working through qualified brokers, especially in the current financial climate. With over 30 actively lending UK commercial mortgage lenders, we assess your needs and match them accurately, expediting formal loan approval by packaging applications directly to lenders’ credit committees.

Our process aims to provide a minimum of three competitive proposals swiftly, ensuring you have the flexibility and confidence to negotiate your business or commercial property purchase. Throughout, our dedicated Business Finance Consultants offer expert advice without upfront fees, saving you time and potentially thousands of pounds over the loan term.

Ready for your next move? Call us at 01293972071 or submit an inquiry. We anticipate collaborating with you to secure and deliver the optimal commercial mortgage for your requirements.