Unlock the Potential of Retail Finance Solutions for Your Business!

Empower your retail venture with our comprehensive Retail Finance Solutions designed to cater to both retailers and merchants. Elevate customer satisfaction, foster loyalty, and boost repeat sales by providing a diverse array of interest-free and interest-bearing credit options at the point of sale.

Why Choose Our Retail Finance Solutions?

1. Enhanced Customer Loyalty: Offer flexible payment options to customers, fostering loyalty and encouraging repeat business.
2. Expanded Customer Choice: Provide a variety of interest-free and interest-bearing credit options, giving customers more choices during their purchase journey.
3. Compete Effectively: Stand out in the competitive retail landscape by offering a high-demand service that rivals larger competitors.
4. Alternative to Credit Cards: Present customers with an alternative to credit card sales, catering to a wider audience with varying financial preferences.
5. Manageable Monthly Payments: Reduce objections and enable customers to spread costs over manageable monthly amounts, making purchases more accessible.

Who Can Benefit?

Our Retail Finance Solutions are open to established and profitable retailers and merchants with a minimum of 18 months in business. To qualify, you must hold a valid Consumer Credit License (CCL), or we can guide you through the application process. Whether you operate a physical store, engage in mail order, online (e-commerce), or telephone sales, our solutions are tailored to suit your business needs.

What Can Be Financed?

Most tangible retail and consumer goods are eligible for financing, with a minimum finance amount of £500. Maximum amounts vary based on the type of business. Beyond physical goods, our solutions also cater to service-based businesses like dentists, cosmetic clinics, and opticians.

How Does Retail Finance Work?

Choose between interest-free or interest-bearing credit options. Interest-free credit involves a subsidy paid by you, the retailer, with the subsidy amount determined by the chosen interest-free period (typically 6 to 24 months). For interest-bearing facilities, borrowers cover all interest costs at the agreed APR over a term ranging from 12 to 48 months.

What’s the Next Step?

If you see the potential of our Retail Finance Solutions transforming your business, contact us today. Call our head office at 01293 972071 or submit an online enquiry to receive further details and an application form. We’re excited to collaborate